Thank you. Know one got out of there car to help me. Keep these questions in mind when determining whether you should file a claim. THE family of a woman who was decapitated by a metal gate that sliced through a car at a national park is now suing for millions. I will always hate myself for this. My responses on this website do not constitute a consultation, nor do they establish an attorney-client relationship. With one exception. YOU Deserve the Best Free Case Review 24/ . But as I continued to think back on this incident in the several years since it occurred, I became more and more disturbed that I had no idea what my legal obligations would be if I ran over a dog. What Type of Car Insurance Covers Flood Damage? There are two noticeable dents on the side panel and a bit of paint scraped off, as well as paint from the gate on my car. Cookie Notice Dogs loved by families and as such should be given the utmost respect and receive help when a tragedy like this happens. The following steps are my understanding of what a driver should immediately do when his or her vehicle hits a domestic animal. Common Gate Symbol Meanings in Dreams. Should I Pay For an At-Fault Claim Myself? Even if only one vehicle is damaged, you could be surcharged at renewal due to the at-fault claim. 322. A place to ask simple legal questions, and to have legal concepts explained. Do you agree to download this file? I immediately stopped and horrified to see this most beautiful dog I had hit. Thanks for reading and commenting. Ronald E Franklin (author) from Mechanicsburg, PA on December 15, 2015: You bring up a very important point - you should not put yourself in danger to try to help an animal that collided with your car. The way claims are handled varies, depending on the state where the accident . That way when the car leaves, the sensor doesn't. But sometimes it is an escaped animal. Yes, you had that moment of carelessness, but to let it destroy your mental health today would be a tragedy. Generally, standard home insurance covers everything from your house, detached garage, and protective fence. If you're concerned about a surcharge, talk with your insurance agent or claims adjuster to find out whether your car insurance carrier offers a threshold before surcharging your policy for an at-fault claim. I think dogs need to feel the wind in their fur (just as we don't live in bubbles), but not in a small yard alongside a highway with no fence and no supervision! Like i said, even the passenger was surprised at how fast it shut on me. The property damage clause of an auto policy comes into play here, up to the limit set in the policy. I did not want to. Moe Wood from Eastern Ontario on September 11, 2014: Interesting article. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. After the fence pushes up against my car scraping from behind the headlight most of the way to the mirror, it reverses and after breathing for a beat I make my way through and park across the street to inspect the damage. While some will just pay you for the replacement cost. Hi, Alison. Read our, Photo: monkeybusinessimages / Getty Images, Hitting a Friend or Family Member's Car in Your Driveway, Hitting a Car Illegally Blocking Your Driveway. They will provide you with clear next steps. The next thing you need to do is to decide whether you really need to file a claim or not. Thanks for sharing your experience. Thanks for reading and commenting. . The dogs collar said its name was Paco. It is a context-dependent judgment call -- can you do anything for the animal (not the owner -- it makes no sense to stop solely out of obligation or to provide sympathy for an adult owner who let this happen to begin with and who would potentially be hostile)? I care for dogs much more than humans, especially kids. did you do what the other rfd'er did in his condo building? (0 members and 1 guest), Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. Probably best to just turn the claim over to your own car insurance and let them deal with the apartment complex. Making a Claim Against the Driver Involved in the Accident. There are many people who would choose to rescue a dog from drowning over a kid I can assure you. If your vehicle has significant damage, it will only be covered if you have collision coverage. Or you as the driver less responsible. So, notifying police, it seems to me, is the appropriate action. I know how traumatic such a loss can be. Post a free question on our public forum. Russell Pittock from Nakon Sawan Province, Thailand. But if it does happen, they'll be better prepared to handle it the right way. Nobody wants to pay for repairs out-of-pocket. With watering eyes, I said a heartfelt prayer for the dog as I drove on. Having a police report that is detailed and accurate can also make your claims clearer.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'teamais_net-leader-3','ezslot_14',111,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-3-0'); Moreover, if you are hurt or injured, police officers can easily call for an ambulance or emergency services. I hope it was ok to this day. The owners should be held accountable. I received the estimate indicating the car is deemed to be a total loss. If you go with that option, keep in mind that if the owner of the car you hit decides to sue, the insurer may have trouble defending you if you didn't file a claim. Therefore, you better ask your insurance agent about this to make sure. This situation is quite tricky but the good part is, if you are properly insured, you can be at ease that you will be covered.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'teamais_net-medrectangle-3','ezslot_3',136,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-medrectangle-3-0'); if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'teamais_net-medrectangle-4','ezslot_8',106,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-medrectangle-4-0');Your Auto Insurances Liability Coverage will only cover when you hit other peoples property. I hope it goes well with you. Since smashing your property using your car is your fault and no other party is involved. But one of the cars managed to follow me home and told me off for not pulling over I told him I slowed down and didnt see nobody I was not going to pick up the dog so why pull over and he kept telling me how cruel I am and how he has my plate info I am going to be held liable and I told him I had already called the police and he kept yelling out how I was lying. I own two dogs myself and other animals. So as I was leaving work late last night, I started heading towards the sensors exit gate. Seeing that the dog was being cared for, I remained in my car and went on my way. Adjusters handle claims. If the cat is displaying signs of aggression . What, exactly, is a driver supposed to do when their vehicle hits (or, as in my case, is hit by) a dog, cat, or another domestic animal? But if the damage is severe, repairs for cars can be very expensive. Ronald E Franklin (author) from Mechanicsburg, PA on September 12, 2014: Thanks, Rose. My son adored that dog. In light of these recommendations from CCSPCA, there is one thing I would change about the way I responded when the dog collided with my car. The big issue is the failure to stop to render aid.. Real answers from licensed attorneys. Messages posted by HOATalk or other membersare for informational purposes only, are not legal or professional advice and do not constitute an attorney-client relationship. They said it was a stray, one that had been part of a litter birthed under a neighbor's house a few doors down, but was not a pet, at least. The small dog passed between the wheels of my high-clearance vehicle as my heart pounded. I can't say that I'd act rationally if my best friend was accidentally hit by a car driven by a stranger (and neither can you unless you've been in that situation). Yes, the only way to get the animal's owner to take responsibility for costs of repair would be to report the accident. First, install some barrier arms or gates. Why not install Video cameras at the gate to have evidence as to what happened? I purchased one with the optional keyless start and power lift gate. Nobody ever explained how the gate operates or gave me any instructions. file a claim with the parking lot owner first, if he does not want to pay up then go through insurance. Most people think of car accidents as happening out on the road in terrible weather conditions or when drivers are distracted, but they often happen close to home. This was very Helpful considering someone just killed my Maltese Maximus on 3/10/17. Personally, I hope I never have to tell some family that I just killed or disabled their pet. Why? if someone wore a realistic deer costume and wandered (exactly like a deer) onto a place where hunting deer is legal, and a hunter shot him, would the hunter be charged with a criminal offense? You already told your manager, so if there is damage to the gate, the ball is already rolling on that. "For a moment I thought I had hit a child. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Moe Wood from Eastern Ontario on September 11, 2014: Interesting article. Thank you. The gate goes in the opposite direction. Supposed to be a no. So that cavalier attitude about a pet losing its life through the negligence of its owner is also totally disrespectful of the emotional cost to an innocent driver. This was informative. #13. kataleen said: You cannot program the car to open commercial grade gates as well as newer residential gates [EDIT: without access to the LEARN button] for the simple reason that they use a rolling code. Make sure you have the right coverage. I see a truck stop and the gate opens and he pulls through. Keep in mind that someone who just ran over a dog is probably feeling awful about it already. That's what it's for. 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